It is impossible to plan for illness, especially when it becomes life-threatening or requires long-term care. Not all standard health insurance plans will cover the complete care of a critical illness, but you have the opportunity to empower your employees. When it’s time to review your employee benefits, consider incorporating voluntary critical illness insurance. This valuable option will help fill the gaps standard insurance doesn’t cover. Learn more from the experts at Legacy Advisors.
Giving your employees multiple options to pay for critical care is an incredibly appealing benefit for any business in mid-Missouri. Not only will this optional coverage appeal to those with a family history of critical illnesses, but it also provides relief to team members beyond the cost of medical care. Because many critical illness insurance plans are paid out in a lump sum, your employees have the option to spend that sum as they wish. Critical care coverage will help them cover living expenses and medical expenses, lightening their load and giving them more time and energy to focus on recovery.
You care about your employees, so why not show them how much you care with a new benefits option? Legacy Advisors can help you find the right kind of coverage for your employees’ critical illness voluntary coverage, so give us a call to get the process started. We make benefits selection a breeze.
A critical illness is a life-threatening illness or physical trauma that requires extensive medical care. While a standard insurance plan may cover a portion of the cost of care, you may find yourself paying out of pocket when your health insurance hits its limit. With critical illness insurance, you can receive a lump sum for necessary additional care not covered by your standard insurance package.
Critical care insurance will have specific parameters, so it is important you consider your employees' needs before offering this option. What is covered under critical care insurance will also differ from provider to provider. Before you select a plan for your employees, explore all the illnesses covered by critical care insurance and choose a plan that you believe will offer the most options for your team members. They will thank you for your thoughtfulness and additional benefits options.
If you're a business owner in mid-Missouri looking to offer critical illness insurance as part of your employee benefits, Legacy Advisors is here to help. Instead of spending hours researching plans, comparing costs, and sorting through endless options, let us take care of the hard work for you. We’ll find the best coverage, negotiate great rates, and make it easy to add critical illness insurance to your benefits package.
With years of experience in benefits administration, we know how to save you time and money while ensuring your employees get the protection they need. Our team handles the details so you can stay focused on running your business.
Once you choose a plan, we stick with you. We provide ongoing support and annual reviews to keep your benefits competitive and cost-effective. If a better option becomes available, we’ll let you know. Forget the stress of paperwork and confusing choices—Legacy Advisors makes employee benefits simple, so you and your team can focus on what matters most.
Empower your employees and simplify your benefits management with Legacy Advisors. We serve mid-Missouri businesses with the best benefits and insurance options on the market. From price comparisons to package reviews, Legacy Advisors is your trusted partner in benefits administration for your mid-Missouri business. Contact us today to review your options and inquire about our critical illness coverage opportunities.
Office: (573) 554-5975
Email: info@legacyadvisorsgroup.com
Address: 401 Locust Street, Suite 304
Columbia, MO 65201